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Federal Bank – The Private Indian Bank From Pre-independence Era

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Travancore Federal Bank was the name of Federal Bank of India when it was established in the year 1931. It was inaugurated at Nedumpuram near Tiruvalla Kerala (Tiruvalla is situated south of Kottayam). It had 14 founders with Sri Oommen Varghese as the Chairman and Sri Oommen Chacko as its Manager. It functioned successfully for 10 years and then stopped all of a sudden due to health problems of the Manager Sri Oommen Chacko.

Then a Lawyer of Perumbavoor took the charge and managed it efficiently. The name of the Lawyer was K.P.Hormis. later in the year 1945 K.P. Hormis also became the Managing Director and shifted its Headquarters to Aluva. In the year 1947 the name of the bank was changed to Federal Bank. In the year 1970, it became a Scheduled Commercial Bank. After a series of mergers and acquisitions including banks at Chalakudy, Thrissur, Alleppey, Puthenpally, Thiruvananthapuram, and Kurundwad, Federal Bank became even bigger with larger financial turnovers.

It is one of the largest private sector banks and the prominent one amongst the old private group of Indian banks.

PRESENT STATUS:
Now the bank has its Headquarters at Aluva, near Kochi in Kerala. It is presently running 743 branches across 24 states in India. It now has 803 ATM’s across India. Of these 803 ATM’s there are 108 in Metro Centres, 224 in Urban Centres, 384 Semi-Urban and 87 in rural areas. There has been several high-profile sponsorships and other modes of advertisement including the title sponsorship of the popular Indian cricket franchisee Kochi Tuskers Kerala of the Indian Premier League or IPL. It is also the fourth largest bank right now in India in terms of capital base and is also listed in the London Stock Exchange in addition to the Indian stock markets Bombay Stock Exchange and National Stock Exchange.

ACHIEVEMENTS AND AWARDS:

The Federal bank of India has received many awards during its long journey since 1931 till now. Some of them are:
1. The banking technology Excellence Award for the year 2010-2011.
2. The Excellence Award for Second best bank among traditional private sector banks in Kerala.
3. The Great Mind Challenging Award for implementing the most innovative solution in Business.
4. Ranked number one in Economic Times Intelligence Group Survey.

SERVICES OFFERED:
The bank renders the following services:
1. Savings Bank Account.
2. Current Account.
3. Loans.
4. Deposits.
5. Debit Cards.
6. Fund Transfer.
7. Inward Remittance.
8. Online Bill Collection.
9. Bank Guarantee.
10. cash Management.
11. Demat Accounts.
12. Federal Pure Gold.
13. Gift Accounts.
14. Mutual Fund.
15. Safe Deposit Lockers.
16. NRI Banking Services.
17. Merchant Banking.
18. ASBA.
19. Visa Bill payment.
20. Master Card Secure Code.
21. Verified By Visa (VBV).
22. Online Tax Payment.
23. Mobile Banking -FedMobile.
24. Internet banking -FedNet.
25. Corporate FedNet.

LOANS:
It also gives Loans for various purposes like: Business, Agriculture an Rural, Housing, Educational, Travel, Personal, Car, Medical and Home Loans.

WORKING HOURS:
The Bank runs from morning 9 to evening 4 from Monday to Saturday. Sunday is a holiday. The Bank is closed on Public holidays. the timings are different for its Abu Dhabi Branch which works from 9 AM to 5:30 PM and this branch also works on Sunday.

Get the Best Agriculture Equipment for Unique Performance

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Agriculture is one of the main activities in almost most of the countries. With such high demand of agriculture, it has become very important to use some of the extra-ordinary kinds of equipment at the same time. People are willing to use some of perfect equipment, which is sure to increase the production as well as reduce down the total effort in the same. Seeds are very important as these are the important product in agriculture. With proper grading of the seed, the quality of the seed is enhanced to a higher level. People from various parts of the world are willing for the latest technology to be used in agriculture. The seed grading equipment are such kinds of equipment, which can easily handle the grading process of the seed.

There are other kinds of products such as the digital moisture meter. This particular meter mainly checks the moisture in the environment. The exact moisture is recorded by the machine. People need to check the moisture level in the agriculture field for one reason or the other. With the help of the new digital moisture meter, it becomes very easy to record the moisture content in the air. This will further help to maintain the conditions as per the demand. With the development of technology, lots of new moisture meters are developed, which can record the moisture content without much problem. There is no much hassle involved while using these meters. They are very handy in nature and any one can easily use it.

The moisture meter as well as seed grading equipment can serve farmers in a very perfect manner for better productivity. There are many other kinds of products in the list, which can easily enhance the production as well as efficiency. The seed grading machine are now coming in automatic modes. Thus, one need not to worry much about the handling process. It is very easy to operate and the size varies as per the demand. Most of the models are very normal and, which are perfect in handling good work loads. This is also a very cost effective method in cleaning various kinds of cereal grains. The seeds are directly fed to the lower part, where it gets sucked by an aspirator. All the dust and other particles are cleaned properly and the waste products get collected in the bins. So, agricultural production can be increased to a great extent with the help of these devices.

A-GRAIN (India) is involved in the development, manufacturing and marketing Post Harvest Test Equipments and Seed Processing Machinery. We also manufacture a host of products like grain moisture testers, seed dividers, seed germinators, seed processing plants etc. To get more details visit us.

eGov KE Srinagar Interview – Satpal Gulati, Department of Income Tax

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Please be the part of our Upcoming Event FIPS

Elets – A platform for disseminating creative ideas on ICT

Elets Technomedia is a technology media and research company that focuses on ICT in government, education, healthcare, agriculture and rural development sectors. Our mandate is to provide effective information on latest development in different ICT tools, techniques and their applications across our verticals through premier print publications, online portals and premier events, seminars, conferences and summits. Elets has created a name for itself as a technology media and research vendor of choice.

Strategies

To strengthen and facilitate knowledge sharing platforms engaging with partners across the globe through International conferences to provide cross-cultural grounding to stakeholders and participants To provide stakeholders with a platform to share models of best practice, knowledge and experience on a range of issues in the domain of ICT in Governance, Education, Health, security, Urban and Rural Development To mobilise the communities towards creating a digitally informed knowledge society based on shared understanding

Elets Focus Areas

Elets provides an unmatched versatility for working with multiple partners and consultants to mutually share knowledge. With a vision to provide effective information on latest development in different ICT tools, techniques and their applications across various verticals with focused reference to governance, education and health, we

a) bring niche monthly publications;

b) provide knowledge exchange fora and

c) conduct research projects, primarily through Events & Conferences.

Start Your Own Mole Catching Business

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Few creatures can cause more frustration than the humble mole. Rarely seen yet making it’s presence all too well known, people will go to great lengths to get rid of this pest. There are so many means of control available, just look around the garden centres. Many of these techniques are either ineffective or simply persuade the mole to move into the garden next door.
There is only one effective solution to troublesome moles; that is to simply remove them. In agriculture the use of strychnine is no longer permitted, the use of phoshphine gas tablets is allowed but is of questionable effectiveness as it is dependant on ground conditions and extensivity of the mole’s tunnel network.

Removing the moles by trapping is a sure way of reducing their numbers. You can see exactly how many you have caught, whether it be one or two in a small garden or hundreds on large areas of badly infested farmland. It may be labour intensive but it does produce results and removes this pest from places where they cannot be tolerated.

Trapping moles requires the knowledge of how it should be done, the right tools and equipment and the perseverance to beat this sometimes resilient pest.

Many gardeners have a go at catching a mole, but so often they are unsuccessful. This can be due to the poor design and quality of the traps they use, not knowing where to set the traps and not knowing how to set the traps properly. Mastering these skills is all it takes to become successful. Trying repeatedly using the same traps and unrefined techniques will only lead to a slow improvement in success.

The ebook Mole Catching Guide – The Guide to Successful Trapping, spells out everything you need to know about catching moles easily. It tells you about the different traps and what makes a particular trap better than others. How to set the traps, where to set them, what to look for when looking at molehills – they are more than just mounds.

Not only does it tell you how to catch moles but also how to set about making a small business out of it. Using your newly aquired skills to go out and trap moles for money. How and where to advertise, who to target, and even how much to charge. The set up costs for getting started are low. A few hand tools is all you will need and as many traps as you think you might need, they are only a few pounds each.

Obama’s Wireless Stimulus Package

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On the whole, the Obama administration’s new wireless plan is one of the cleanest and most uncontroversial budget proposals in recent memory and it is supported by the fact that the GOP, which is currently balking at most of President Obama’s budget proposals, has not elected to attack this one. The reason is simple; on the face of it, Obamas wireless plan intends to dramatically expand the reach of wireless access providers, and thus, the potential market as well.

Overall, bottom lines will increase, as well the wireless network, allowing access providers to begin to phase out the infamous last mile problem. DSL and Cable Internet are costly to build out and maintain, while wireless is not. With the recent FCC Net Neutrality legislation, it is clear there is a heated focus on expanding wireless infrastructure to shift the bulk of communication to the wireless model. Already, most new phone numbers are mobile. The Plain Old Telephone network is being phased out, and a home phone makes little sense in light of the convenience of cell phones.

Plan Details: The Money

Broadcast Spectrum Auction: One of the key parts of the proposal was the 500 MHz broadcast spectrum auction, currently held by television and radio broadcasters, and would be sold off specifically for licensed mobile access providers. The total cost of the program is currently estimated at $18 billion, and total revenue is $27.8 billion over 10 years, hence the Obama wireless plan will realize a $9.6 billion net gain. Some will go to the current holders of the spectrum to be sold off in exchange for voluntary surrender of the spectrum.

Infrastructure: The next major part of the plan is the investment of $10.7 billion to build a public safety wireless infrastructure. This will provide police, fire, and other public services high-speed wireless access, allowing them to share video and exchange email. While a little vague, the scope of the plan is extensive and would involve dedicating the D Block of broadcast spectrum for public safety. Much of the cash would be spent on towers and infrastructure to support the use of the spectrum. The recent buyback of the Wireless Philadelphia, a multimillion-dollar effort to provide free wireless and its re-tasking to fire and police use is an example of the goal of this phase of the plan.

Other Funding: $5 billion would go to fund an expansion of the Universal Service Fund, ensuring low-income families access to wireless services, and to support companies that invest money in building private infrastructure in areas traditionally too costly to develop profitably. Safelink wireless is an example of this initiative, providing cell phones and monthly airtime to low-income American.

An additional $3 billion would be invested in research and development of wireless technologies in the education, health care, and energy sectors, which would dovetail with existing health care technology initiatives. Additional funds are already allocated in the Commerce and Agriculture Departments through the Recovery Act and will be used to fund wireless development in rural areas.

Effects of the Plan

With the deployment of DTV and the end of analog broadcast television, a starting gun was sounded and the race was on. Much of the news, beginning with Google’s attempt to enter the most recent spectrum auction and the recent FCC Net Neutrality Act has been the pole positions of the race. For many years, the federal government has supported efforts to bring telephone service to outlying areas of the country. Now the government will assist in the expansion of wireless access to replace the existing infrastructure and create a wireless broadband future.

The plan intends to be a win-win effort with commercial entities benefiting from the creation of a much larger market base, and lower cost of wireless access and America benefiting from a major step forward in technological development. Consumers will benefit by having mobile access nearly everywhere. Finally, the taxpayers will realize 9 billion dollars in revenue over the next ten years. It is rare that any federal program is this balanced and universally accepted.